Today the principles of personal finance—and the global economy in which they function—are mysteries to an alarming number of people worldwide. Financial markets have grown in size, complexity, and global reach, providing both individuals and businesses exciting opportunities for reward and, simultaneously, unprecedented levels of risk. These changes in the financial landscape directly and indirectly affect the lives of individuals and the decisions they make as workers, consumers, savers, borrowers, and investors.

What’s more, the pace of change is quickening at a time when individuals of all ages are being called upon to assume more responsibility for their financial lives. College tuition is now so costly—due in part to cutbacks in support from state governments—that post-secondary education has become a serious economic issue, and those high school graduates who do apply to college must explore complex funding packages when they decide whether, and where, they will go. Health care insurance offerings have multiplied, forcing would-be subscribers to select among a confusing mix of prices and fees. Retirees’ pensions have been largely replaced with defined contribution plans, shifting the responsibility for saving and investing from the employer to the employee. Investors, who have an immense amount of financial information literally at their fingertips, face a staggering variety of financial products and services. In short, consumers today must decide how best to allocate finite resources among a stream of new financial products and payment options that would shock Mr. Micawber in their complexity.

The SISC French program adopts the Common European Framework of Reference for Languages (CEFRL). Grade 12 French prepares students for external examinations. The focus is to be proficient in the A1 (Basic Level) to A2 (Waystage) reading comprehension, listening comprehension, oral production, and writing production.

E-commerce refers to all forms of business transactions conducted electronically over computer networks, the Internet in particular.

It may deal with tangible goods, such as food, clothing, and real estate, as well as digital goods like computer software, e-books, audio, and video files.


Ang kursong ito ay pag-aaral sa proseso ng pagbasa at pagsusuri ng iba’t ibang anyo at uri ng teksto na nakatutulong sapagbuo at pagsulat ng sistematikong pananaliksik.

This serves as a course guide in writing Chapters 3,4, and 5. 

  • Robotics is a CONCRETE and TANGIBLE way to build and strengthen cognitive development, as well as other academic areas such as mathematics, engineering, communication skills, strategic thinking and goal-oriented thinking.
  • SISC Robotics provide open-ended challenges, which are only limited to the power of one's mind. Students continuously apply their knowledge base to develop solutions for open ended design and programming challenges.

Students will be discussing Etiquette, Shopping and Experiences through conversations and drills.